Submitted by: Patrick Winchester

If you ever talk to anyone really familiar with the trucking industry, you ll realize that it s intensely regulated and specialized.

This becomes a bit easier understood when you think in terms of how dangerous commercial trucking can be to employees and the general public we re talking millions of pieces of heavy machinery circulating the highways daily.

Not to mention how vital the industry itself is without commercial trucking, our economy would halt, (kind of scary when you think about how volatile the world s oil situation is becoming )

As a result, the commercial truck insurance industry is also intensely regulated.

Coverages are often dictated by state or federal law when dealing with trucks of specific application, and even more so when you start looking at specific cargo. Tons of dangerous payloads such as gasoline, other fuels and hazardous materials like chemicals and pesticides are driven by commercial trucks everyday.

[youtube]http://www.youtube.com/watch?v=82_YkX2q194[/youtube]

Cargo is largely what regulates much of the truck insurance industry. Here are a few of the most common types of cargo insurance:

General Freight

Many trucking companies do deal with hazardous materials, but there are many that exclusively deal with shipping common everyday goods. For these shippers, general freight policies exist anywhere from $10,000 to $100,000 commonly, that blanket most of their usual shipments with adequate coverage.

Moving Truck Insurance or Household Goods Haulers

Both of these types of cargo insurance mean the same thing moving vans have special privileges in many states since the nature of their business requires them to operate commonly within residential streets places where most commercial trucks are restricted from driving.

Additionally, moving van loads can vary dramatically in value based on the customer, so special moving truck insurance policies allow fluctuated coverage so moving companies don t continuously find themselves under or over-insured.

Produce Haulers Insurance

Produce is a highly regulated commodity as it s vital to the nation s food supply and will almost always contain a degree of spoilage per load.

Produce trucks are often refrigerated as well, so produce hauler s insurance typically accounts for extra equipment as well as frequent spoilage possibilities.

Hazardous Materials Haulers

Hazardous materials haulers is really high-dollar truck insurance and it has to be by law. While general freight policies are usually under the $100,000 mark, hazardous materials haulers are almost always in 7-figure coverage levels.

Aggregate Haulers or Dump Truck Insurance

Aggregate is a construction term used to describe what you see in most dump trucks cargo loose gravel, pavement supplies, concrete or other building materials. Dump truck insurance is highly specialized because their cargo is usually less valuable, but also looser and subject to loss. The mechanisms by which dump trucks operate are considerably more dangerous than trucks that are unloaded manually.

Related policies are sometimes called dirt, sand and gravel haulers or building materials haulers, though building materials usually encompasses tractor-trailer construction trucks more than dump trucks.

Tow Truck Insurance

Tow trucks are always used in pretty dangerous areas either the top of a mountain, in embankments or on the sides of busy highways and freeways. Plus, their cargo is always another automobile that can fluctuate drastically in value. As such, tow truck insurance is its own entity, accounting for these dangerous situations and variable value of cargo.

About the Author: Patrick Winchester is a freelance writer with

commercial truck insurance

expertise. Need to save on

truck insurance

while keeping legit coverage? Visit

royaltytruckinsurance.com

Source:

isnare.com

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Sunday, March 29, 2009

With the United States in a recession, more and more people are looking for ways to spend less money and get a better bargain at the same time. In a time where prices are higher, ‘recession gardens’ are becoming increasingly popular, echoing the victory gardens which were planted during World War I and World War II which helped to reduce the stress and pressure of food shortages.

“There is more interest in vegetable gardens similar to the victory gardens. Because of the economy, they are being called recession gardens,” said a master gardener who volunteers at Ohio State University‘s Extension Service office, Fred Hanacek.

The new fad recently caught on in Iowa where families have began to plant the recession gardens to save money in the produce sections of supermarkets, especially organic fruits and vegetables. Public News Service quotes the National Gardening Association (NGA) as saying that they expect a nearly 20% increase in personal home garden across the U.S.. Some of the increase is also due to people wanting to know what goes onto their vegetables and in their foods.

“I do believe you’ll find there’s an extra expense in actually producing your own food, but the food quality you get is far better than what you can purchase in a store,” said Beverly Bernhard a veteran gardener from Iowa.

The new trend has also gotten the attention of U.S. president Barack Obama who recently stated that he plans to plant a vegetable garden at the White House. It will be the first vegetable garden to be planted at the White House in over 20 years. The last time a garden of this kind was planted at the White House was in World War II when Eleanor Roosevelt planted her Victory Garden. In 1800, former U.S. president John Adams is reported to have planted the first White House garden. Andrew Jackson went a bit further, building a greenhouse.

Michelle Obama, the First Lady of the United States, broke ground on the new garden with the fifth grade class at Bancroft Elementary located in Washington, D.C. on March 20. The garden, which will be 1,100 square feet and an ‘L’ shape, will be located on the White House’s South Lawn and the Obamas plan to grow over 55 varieties of vegetables.

“Let’s hear it for vegetables. Let’s hear it for fruits,” yelled Mrs. Obama as they broke ground on the garden. “I’ve been able to have my kids eat so many different things that they would have never touched if we had bought them at a store,” she added. Mrs. Obama also said that it will be the entire family’s responsibility to maintain the garden, including the U.S. president.

Many vegetables grow easily, without having to do a lot of work to maintain them. Some examples are lettuce and zucchini. The NGA says at least 9 million Americans will grow vegetable gardens for the first time ever in 2009. An estimated 43 million Americans will plant their own personal vegetable gardens this year.

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Sunday, January 21, 2007

Fire broke out in the Ku-ring-gai Chase National Park, on the outskirts of Sydney, Australia, at approximately 5pm on Sunday 21st January 2007. The site of the fire is inaccessible terrain in the Bobbin Head/Apple Tree Bay area.

For a time properties were threatened in Mount Ku-ring-gai, but this danger has now passed. The F3 freeway and northern train line were closed, causing freeway traffic to be banked up. The morning saw delayed traffic on the F3, which was briefly opened, but for the most part traffic was diverted onto the Pacific Highway at the Berowra Exit.

Around midday the F3 Freeway and Pacific Highway were closed until further notice, severing Sydney’s northern vehicular links. During Monday afternoon the railway line was closed. Traffic for the north was being routed inland via Wisemans Ferry Road, though Windsor. The Pacific Highway, F3 and railway line reopened at 6pm. Welfare centres have been opened for commuters who cannot get home. They are located at Berowra Community Centre (north of the fire) and Thornleigh Baptist Community Centre (south of the fire).

Overnight backburning along with a direct attack has seen the main threat dissipate with the southern fire front under control. On Monday morning spot fires continue to move north towards Cowan Creek. The wind has been picking up in the local area during Monday afternoon. The fire is proving difficult to contain due to spot fires and flying embers.

There has continuous helicopter activity over the area during Monday.

The NSW Rural Fire Service will be holding Community briefings at the Berowra Oval and Samuel King Park Bobbin Head Road Turramurra at 5.30pm today (Monday).

Tuesday saw continuing helicopter activity. Steady rain has been falling throughout Tuesday night and Wednesday morning. The Rural fire service has stated that it is now confident that the fire will be contained.

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Monday, October 4, 2010

A school bus, with fourteen students from the Temple High School aboard, crashed in Georgia, United States, earlier today on Georgia State Route 113 going southbound, killing one student and leaving a dozen more injured. It is reported that at the time of the crash there was a trainee driving the bus.

According to the Carroll County Schools Superintendent, one student was killed and a dozen others were in need of medical care after the bus rolled over. A spokesman for the mayor and a highway patrolman also confirmed that a student died. The student has been identified as James Rashawn Walker of Temple, Georgia. It is reported that the bus was heading southbound on the highway when the driver lost control and drove into a ditch, which caused the bus to turn over.

Witnesses reported the bus flipped multiple times before coming to a halt. According to a witness, Ben Cole, a lot of the students were crying and in pain. The six injured were taken to the Tanner Medical Center and the Higgins Hospital, among them was the 45-year-old female bus driver. The Carrol County Sheriff’s Department are advising concerned parents to gather at Temple High School.

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San Diego Real Estate — How Real Estate Advisors Can Help You

by

Mike Maddox

San Diego ranks as the second largest city in California, with over 1.2 million people as of January 2009, which makes working with a San Diego Real Estate expert even more important. Acquiring a home in San Diego is considered a quality investment, because home values in this city tend to always be on the rise. The city also showcases a growing economy, thanks to the many vacation attractions and beautiful weather. If you are searching for a beautiful home that can now fit within your budget, looking into San Diego foreclosures is an intelligent decision.

It is easy to build wealth and find the home of your dreams through the beneficial purchase of a bank owned home or real estate owned (REO) property in San Diego County. Have you been searching for San Diego foreclosures but you find yourself undecided whether you really want to invest your money into this kind of property? If so, it is time to talk to San Diego Real Estate experts about your best options because there are a lot of best options out there; for instance San Diego REO homes.

[youtube]http://www.youtube.com/watch?v=LCVYR009Rpw[/youtube]

Because the real estate market can change so quickly, it is easy for it to become a confusing place to navigate through on your own. Having a professional real estate advisor, with experience in dealing with foreclosures, REO homes, and short sales, in your local area is of the utmost importance. Whether you are looking for your dream home, San Diego condominiums for sale or bank owned properties etc., a real estate advisor will be of great assistance to you. So, let the experts at Maddox and Associates assist you with all your San Diego real estate needs.

The experts from Maddox and Associates, visit www.gayleandmikehomes.com to find out more, are qualified and ready and will be happy to help you in your real estate dealings and are always there for you to answer all your real estate inquiries. Maybe you simply want more information about La Mesa REO properties, short sales in Mission Valley and Kensington, condominiums; San Carlos bank owned properties, etc. Whatever your needs are, they will surely enable you to experience an incredible real estate transaction, as we know they will make your real estate acquisition a truly rewarding experience.

With the help of Gayle Magnuson and Mike Maddox of Maddox and Associates, you will have two of the best San Diego Real Estate experts by your side. They make finding your dream property feel like a cool summer breeze, as they work to your advantage to make your experience as pleasant as possible.

For more details about Maddox and Associates, visit www.gayleandmikehomes.com or call 619.415.6530 to speak with Gayle or 619.980.8702 to speak with Mike.

If you want to know the value of

San Diego condominiums for sale

,

La Mesa REO properties

, San Carlos bank owned properties, etc.; contact Maddox and Associates by visiting www.gayleandmikehomes.com or by calling 619.415.6530. Their team will provide you with a realtor who can give you a correct estimate of your property to make sure you are getting what you deserve.

Article Source:

ArticleRich.com

Wednesday, March 1, 2006

A suspected case of BSE, better known as mad cow disease, has been discovered in Sweden at a farm near Västerås some 80 kilometres west of Stockholm.

The affected farm has been quarantined and no ruminants from the farm are allowed to be sold or transported. The cow was destroyed earlier after symptoms of calving paralysis had been discovered, and the tests where carried out in accordance to rules set by the European Union (EU).

The Swedish Board of Agriculture (Jordbruksverket) analysed a specimen from the cow at the farm this weekend. The tests confirmed the presence of BSE and the specimen was sent for further analysis at a United Kingdom laboratory.

If the British analysis confirms BSE in the specimen, it will be the first case of BSE in Sweden. The affected farmer told the Swedish public service radio: “As my father said, if we have to make history it would be a pity to do it this way.”

BSE isn’t transmitted directly between animals, but rather from feedstuffs containing tainted tissues from infected ruminants to healthy animals. Such cattle feeds have been prohibited in Sweden for many years, but as the affected cow was born in 1994 she might have been given such food in her early life.

The disease has been declining in the EU after restrictions and regulations were put in place or tightened following an epidemic of the disease in humans in the UK. In that outbreak 150 people died.

Sweden has been considered a low-risk country. Ten previous tests have all proven to be false alarms.

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Sunday, April 26, 2009

Homeland Security Secretary Janet Napolitano announced today at a news conference that the U.S. has declared a public health emergency in light of the swine flu outbreak. The total number of confirmed swine flu cases in the United States stands at 20.

Secretary Napolitano said that the United States’ declaration follows suit with the “standard operating procedure” of such an outbreak to make more government resources available to combat the disease. One direct result of the declaration is the government’s mobilization of approximately 12 million doses of Tamiflu to locations where the states can quickly access their share of the medication if needed.

Secretary Napolitano urged residents not to panic saying that the government is issuing a “declaration of emergency preparedness.” Secretary Napolitano added, “Really that’s what we’re doing right now. We’re preparing in an environment where we really don’t know ultimately what the size of seriousness of this outbreak is going to be.”

John Brennan, a Homeland Security assistant, added that “at this point, a top priority is to ensure that communication is robust and that medical surveillance efforts are fully activated.”

This afternoon, New York City Mayor Michael Bloomberg reported that 8 students from the St. Francis Prepatory School in Queens, New York have contracted the swine flu. All in all, more than 100 students from that high school were absent last week with flu-like symptoms.

Meanwhile, public health officials in Ohio today announced one confirmed case of swine flu in the state. Thus far, California has reported 7 confirmed cases of swine flu, while Kansas and Texas have each reported two confirmed cases.

At the same news conference Dr. Richard Besser, the acting director from the Centers for Disease Control and Prevention (CDC), said to expect additional cases of swine flu to be reported in the short term. Dr. Besser added that the U.S. could also start seeing cases of the disease where the effects are more dramatic: “We’re going to see more severe disease in this country”. So far, no one in the U.S. has died from swine flu.

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Well, it all starts with obtaining the right strategy!

In this guide, we will explore the advanced Forex trading strategy with you.

You will understand to use effective action techniques in a stress-free and uncomplicated Forex trading strategy.

The Ultimate Guide To Forex Trading

This article will look at Forex trading for beginners. Moreover, it will introduce some simple Forex trading strategies.

In particular, this piece will guide you all through key Forex trading strategies that beginners can use.

Before anything else, let us know first the definition of trading strategy and how it is processed.

What Is A Trading Strategy?

A trading strategy in finance is the approach of buying and selling in markets. It is based on predefined rules applied to make trading decisions.

Understanding Trading Strategies

A trading strategy comprises of a well-considered investing and trading plan. It is the one that identifies investing objectives, risk tolerance, time horizon along with tax implications.

Meanwhile, some ideas and best practices are in need to be researched and implemented then followed to.

Development for the trading strategy incorporates expanding methods. The techniques include buying or selling stocks, bonds, ETFs or further investments and may widen to additional complex trades such as options or futures.

[youtube]http://www.youtube.com/watch?v=jjtkcw1_uro[/youtube]

On the other side, placing trades implies working with a broker or broker-dealer.

In addition, it is also pinpointing and overseeing trading costs comprising spreads, commissions, and fees.

Once the trading is on execution, trading positions are being examined and managed, as well as adjusting or closing them as needed.

However, risk and return are also on measure along with the portfolio impacts of trades.

The longer-term tax outcomes of trading are a major factor. They may further encompass capital gains or tax-loss gathering strategies to offset gains with losses.

Moreover, the Forex market has hundreds of various trading strategies. Want to be aware of what are the best Forex trading strategies for beginners? First things first – what is a trend?

Understanding A Trend

Basically, a trend is the tendency for the market to remain moving in a given general direction.

A trend-following scheme efforts to produce buy and sell signals. These are the ones that align with the establishment of new trends.

There are several methods designed to distinguish when a trend starts and ends. Many of the simple Forex trading strategies that operate have similar methods.

To add, trend following can generate significant profits.

In fact, there are traders who have yielded outstanding track records making use of such systems.

On the other side, there are also some shortcomings to these strategies.

Below you will find out the disadvantages of utilizing such strategies:

    • They are tricky to stick with
    • Huge trends can be infrequent
  • The conditions that denote the potential beginning of a trend, are not frequent.

Three Beginner Forex Trading Strategies

The initial two strategies we will show you are relatively similar. It is for that reason that they make attempts to follow trends.

However, the third strategy attempts to turn a profit from interest rate differentials, rather than market direction.

1. Breakout

A breakout is any price movement outside a specified support or resistance area. The breakout can take place at a horizontal level or a diagonal level. The position is depending on the price action pattern.

Is Breakout Trading Profitable?

You can have vast profit potential if the breakout happens to the upside. It is for that reason that you got it at a way better price than anyone who purchased at the breakout price. Since you’re buying the lowest of the range your stop loss can be positioned just below your entry, so the risk is minimal.

Moving Average Crossover

Moving averages are one of the most commonly managed technical indicators in the forex market. They have turned out to be an essential part of many trading strategies. It is because they’re simple to use and apply.

The two main types of moving averages are:

    • Simple Moving Averages (SMA)
    • Exponential Moving Averages (EMA)

Both SMA and EMA are averages of a specific amount of data over a prearranged period of time. Meanwhile, Simple Moving Averages aren’t subjective towards any specific point in time. On the other side, Exponential Moving Averages put a larger emphasis on more recent data.

Carry Trade

Carry trading is one of the easiest strategies for currency trading that exists. A carry trade is when you purchase a high-interest currency versus a low-interest currency. For each day that you take in a trade, your broker will compensate you for the interest difference between the two currencies. It remains as long as you are trading in the interest-positive direction.

How Does Carry Trade Works?

A carry trade is when you make use of a currency that has a low-interest rate, then spend that money to purchase another currency that pays a greater interest rate. You make money on the difference between the interest rates.

Final Thoughts

We hope that you have discovered this introductory guide to Forex trading strategies for beginners useful.

Bear in mind that the standards we have shared mainly aim to get you believing about the philosophies involved. Don’t abide by a strategy without testing it first.

Feel free to put your experiment strategies to see if they will really bring profit to you.

Always remember to have a small starting amount so you don’t lose a huge portion of your investment.

Lastly, don’t forget to regularly check out educational articles for more helpful insights, courses, and tutorials.

Monday, July 11, 2011

China’s National Bureau of Statistics released data Saturday showing that the consumer price index (CPI) for June climbed 6.4% from a year ago. That compares with a 5.5% rise in May, which was the largest since a 6.3% increase in July 2008. The major factor contributing to this figure was the steep rise in food prices which climbed 14.4%. Pork is a major food staple in China, and its price rose 65% from last year.

Analysts predicted that China’s inflation would peak in June, but particularly worrisome was the steep rise in the cost of food from the same time last year and up from 11.7% in May, indicating that Beijing may have difficulty in controlling inflation.

We must treat stabilising overall price levels as the top priority … and keep the direction of macro-economic adjustments unchanged.

China is the world’s second largest economy, having grown robustly in the last two years driven by a 2009 governmental stimulus package of $586 billion and low interest rates offered by state-owned banks. These were directed at promoting investments in real estate construction and government infrastructure projects, enabling China to lead the global recovery after the collapse of the U.S. mortgage market led to a worldwide recession.

Now Beijing is attempting to slow its fast pace of growth, fearful of inflation, by restricting bank lending and raising interest rates. High inflation along with high property values could hurt the economy. Since October, China’s Central Bank has raised interest rates five times.

Many factors are contributing to China’s inflation, including higher wages for migrant workers, increases in the prices of food and gasoline, as well as diminished output from crucial agricultural areas cause by droughts and flooding this spring.

Today, China’s Premier Wen Jiabao indicated that the war on inflation was continuing and controlling inflation was a top priority for the government, increasing expectations that interest rates would be further increased.

If they signal any comfort with inflation, and inflation is as high as it is now, they could create an environment in which people would panic, and they can have a real problem on their hands.

“We must treat stabilising overall price levels as the top priority of our macro-economic controls and keep the direction of macro-economic adjustments unchanged,” Wen said today in comments reported on the central government’s website. He had said in March that the ruling Communist Party is worried that a continuing rise in food prices could result in public protests.

Wen said the government would boost the supply of hogs to keep the price of pork stable, the price of pork being the major contributor to China’s food inflation index and the most closely watched item on it.

“If they signal any comfort with inflation, and inflation is as high as it is now, they could create an environment in which people would panic, and they can have a real problem on their hands,” said Tim Condon, Asian researcher at ING.

As markets worried about the news of Chinese inflation as well as concerns about the European debt crisis, oil dropped below US$95 a barrel today.

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Thursday, September 18, 2008

Canadian Federal Elections 2008

Day
Stories from the 2008 Canadian Federal Elections
  • 13 October 2008: CanadaVOTES: Libertarian John Kittridge in St. Paul’s
  • 13 October 2008: Canadian scientists protest Harper’s attacks on science
  • 10 October 2008: CanadaVOTES: NDP candidate Paul Arbour in Carleton—Mississippi Mills
  • 10 October 2008: CanadaVOTES: NDP candidate Jo-Anne Boulding in Parry Sound—Muskoka
  • 10 October 2008: CanadaVOTES: NDP candidate David Sparrow in Don Valley West
National Parties

In the lead-up to the 2008 Canadian federal elections much speculation was made about environmental issues and initiative, with various parties maneuvering to claim some portion of the green mantle. But it was the Liberal party which first brought a full-blown policy to the public.

In the months since the Green Shift initiative was brought forth, the political pundits and activists have both talked about this year as the first election where the environment would be a major issue on the minds of voters, and possibly a decisive one for the electorate.

It’s indeed true the environment ranks very high in minds of voters across the country, particularly among young voters. One national survey of Canadians between 18 and 25 finds the environment is the top issue. A poll of all voters found it to be the third most important single issue over all, behind the economy and health care, but the poll suggested that no one issue has really caught the attention of the electorate with many issues gaining similar attention.

The parties themselves seem indecisive, trying to claim a focus on environmental issues but rarely making specific proposals or promises, with the notable exception of the Liberals whose platform has been targeted by opponents and commentators as “wildly experimental” and “doesn’t go deep enough” by turns.

Examining the platforms of the New Democratic Party regarding air pollution and global warming as available on their website, one is struck by a lack of substance. Reference is made to C-377, the Climate Change Accountability Act, which the NDP calls “Layton’s Kyoto-Plus Bill”, which was passed in 2006. The party believes Canada can achieve its Kyoto requirements by 2012, though no mention is made of how a Layton government would do so.

In June of 2008 the Liberals tabled a plan, the Green Shift, which they claim would reduce Canada’s greenhouse gas emissions 20% under 1990 emissions – well below the 6% required by Canadian law when Canada ratified the Kyoto Accord – by 2020, which is rather after the 2008-2012 phase-in period required by that same law. The method of performing this reduction would be to shift the Canadian tax system, reducing income and revenue taxes by replacing them with taxes on greenhouse gas emissions. The plan generated considerable discussion and opposition, and the party has back-pedaled in some portions and added on in others, as well as announcing a couple of separate initiatives to soften the effects for farmers, homeowners, and fishermen among others.

A more diverse approach than solely a “Carbon Tax” is proposed in the Green Party’s platform, which presents an almost holistic approach of adherence to the Kyoto obligations, “Cap and trade” of carbon emissions, industry development with both green technology R&D and regulation as well as consumer subsidies, and their own version of a carbon tax. Alone of the parties they specifically mention the role of international diplomacy/trade as a part of their approach.

Such an approach appears to be anathema to the Conservatives, whose mantra since their election has been that Kyoto cannot be complied with without forcing an economic recession on the country, and used the Throne Speech of 2007 to reiterate that position. They have opposed cap-and-trade schemes in the past, but their platform for this election states their plan to reduce greenhouse gas emissions includes emissions caps for “four air pollutants commonly associated with smog and acid rain,” as well as “tough emission reduction targets”.

In contrast to the laundry-list of unconnected initiatives on the Conservative’s website, the clean platform pamphlet created by the Bloc Québécois makes a simple and apparently heartfelt statement on the environment:

La lutte aux changements climatiques est devenue un enjeu fondamental pour l’humanité et le Québec est déterminé à apporter sa contribution, à sa façon. À Ottawa, c’est le Bloc Québécois qui mène la lutte en faveur de l’application du protocole de Kyoto dans le respect des choix du Québec.
Tackling climate change has become a fundamental issue for all of humanity and Québec is determined to make its contribution, in its own way. In Ottawa, the Bloc Québécois, respecting Québec’s choices, is leading the fight to enforce the Kyoto Protocol.

Just how they plan to enforce the Kyoto obligations is not stated, though they do discuss a carbon market, and tax incentives for home heating upgrade and transportation.

There seems to be a wide if somewhat shallow interest in the electorate as to just what each party is offering on the environmental file. But with sketchy platforms regarding environmental issues, it’s no wonder some of the parties have turned to the subject of economics in recent days.

HAVE YOUR SAY
What is your feelings on how the Canadian parties are addressing the issue of global warming?
Add or view comments
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