Submitted by: Penny Lane

Most everyone these days are looking for ways to cut back on expenses. Fuel prices seem to be going through the roof, and cars and other vehicles is costing more and more, or so it seems. For those who are looking for an alternative way to travel from A to B, there are two-wheeled vehicles which seem to be fitting the bill. When looking for insurance for motor scooters, adding it on to existing car cover may be a better option. Scooter insurance is not very expensive but it could be made more economical by making the existing cover take it into account.

There are savings to be had in most covers, whether this is for a cycle or car, if the vehicle is kept in a safe place at night. Keeping the cycle locked away when not in use means that it is less likely to be stolen. The company then will be taking less of a risk so they can offer better premiums.

Those who do not claim anything from the company for several years will also attract a no claims bonus which could result in a hefty cut in premiums. People tend to guard this discount since just one claim could see the policy holder paying excessive amounts for cover over the next few years. Indeed, if the damage to the vehicle is small, some policy holders would rather pay for this amount for themselves instead of claiming for it. This makes sense in the long run since they will eventually get that money back in paying less to the company.

Those who are intent on getting one of these handy little machines should note that not all cycles are created equal. Imported models can come from far-flung places like China and these may not be the best quality. Make sure that they adhere to regulations in the destination country since some machines are not meant to be on the road. Rather, they are off-road entertainment vehicles only so would be totally unsuitable for cover by most companies who offer cover of this sort. This will all be checked so do not think that companies are not aware of machines and where they come from. Lies on application forms will render that cover null and void anyway so this is surely not the right way to build up a good relationship.

A word of warning here too; most companies which deal in this kind of product will have a unified database where all claims are registered. Merely swapping one company for another will not leave the history of that person behind. The company will be able to find any fraudulent claims and will sometimes refuse to give cover notes to those who are less than honest. Without adequate cover, the driver or rider is surely laying themselves open to civil suits which could see them being dragged to the courts and paying out vast sums of money to those who may be injured by them. Not a good scenario for sure!

About the Author: Penny Lane is researching

scooter insurance

for her mother. She has found that

insurance for motor scooters

is quite affordable.

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Submitted by: Charles4145 John

In this article I intend to take you through basics of an electric cars battery like capacity, range and charging. Capacity of a battery is measured in Kilowatt hours, just like your home electricity is measured to bill you. If you are planning to buy an electric car then battery capacity is one of the key features you must look into. A manufacturer often provides you with rated capacity of battery, which may be like 24Kwh or 54Kwh. You must keep in mind that, unlike fuel tanks, you cant fully access rated capacity of a battery. In order to keep battery life and prevent it from other possible damages, manufacturers employ a state of charge system. This state of charge system never lets the battery go out of charge and never let it charge to 100%. This leaves you with an access to only 60 to 70% of rated capacity. When you compare battery capacity of various models, this fact should be kept in your mind.

Next consideration is charging. The most important aspect of charging a battery is cost associated with the process. Cost varies with the location you select to charge, the time you select (peak time or off peak time), voltage of the charger and size of your battery. You can save a lot of money if you charge your vehicle during night time (off peak time). Location is another factor that affects cost of charging. Example: Electricity costs are high in Miami compared to other locations. The more the size of battery, the more time it will take to charge and hence more cost. Charging from a 120 volts charger and 240 volts charger has considerable difference in time taken to complete the charging process. The final aspect associated with charging battery is losses incurred in the form of heat dissipation while charging. Example: If 12Kwh was all it took to charge your battery completely then only 10Kwh actually went to battery. 2Kwh is lost as heat!

Range is the final aspect of an EVs battery. Its the same as mileage how far an EV goes with a fully charged battery and thats what range is all about. The problem with range is no one can exactly predict an EVs range. It depends highly on temperature variations, quick acceleration by driver, frequent braking, way of driving etc. It all affects battery performance. So if a manufacturer claims 100 miles range then you may expect 70. In some turn around conditions you may even get 120+ miles range! It depends highly on many external aspects as I noted above. Range may even vary with in similar model EVs. Example: Two Nissan Leaf EVs may give different ranges. The only way out there to predict an EVs range is by testing, by trial and error. Take your EV through different roads, different conditions, different style of driving and then note down the range for each different cases. This will give you an idea about your electric vehicles range in general.

About the Author: Learn more about

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and

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